Directors and Officers Insurance: Are you covered?

As regulatory scrutiny increases and claims environments evolve, directors may face direct personal exposure where organisational protection is limited or unavailable.

This session moves beyond policy theory to examine how liability unfolds in practice. We will cover:

• Key director duties under the Corporations Act and other legislation under which personal liability may arise. Who can sue and why, and NFP-specific considerations.
• How directors’ and officers’ insurance works, including Side A and Side B cover, management liability, association liability, claims-made triggers and key exclusions.
• The interaction between employment practices liability and directors’ and officers’ cover, including emerging AI-related employment claim trends.
• Case studies – Where D&O insurance has been tested in areas such as insolvent trading, work health and safety, employment,  cyber and data breaches, and ESG/greenwashing and how to strengthen protection.
• A practical checklist to pressure‑test governance and insurance assumptions.

You will leave with an understanding of where personal liability can arise, how insurance may respond, and the practical questions to ask to strengthen protection for yourself and your organisations.